Summary: Ref T13249. See D20132. Although we're probably a poor way to validate a big list of stolen cards in practice in production today (it's very hard to quickly generate a large number of small charges), putting rate limiting on "Add Payment Method" is generally reasonable, can't really hurt anything (no legitimate user will ever hit this limit), and might frustrate attackers in the future if it becomes easier to generate ad-hoc charges (for example, if we run a deal on support pacts and reduce their cost from $1,000 to $1).
Test Plan: Reduced limit to 4 / hour, tried to add a card several times, got rate limited.
Reviewers: amckinley
Reviewed By: amckinley
Maniphest Tasks: T13249
Differential Revision: https://secure.phabricator.com/D20158
